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Sunday, August 28, 2016

(SOLD) AYAKA Townhouse at St. Joseph Richfield Sta Rosa Laguna

AYAKA Townhouse - Saint Joseph Richfield Sta Rosa
Brgy. Tagapo, Sta Rosa City Laguna

AFFORDABLE HOUSE AND LOT SALE IN STA ROSA LAGUNA
NEAR ROBINSONS, SM CITY, PUREGOLD
NEAR MARAN HOSPITAL, SINAI HOSPITAL
NEAR PUP STA ROSA, CANOSSA SCHOOL
NEAR MAMPLASAN EXIT (SLEX)
NEAR HIGHWAY







Specification
Lot Area : 40 sqm
Floor Area : 42 sqm
2 Bedrooms and 1 Toilet and Bath
Carport
Turn Over : Option 1 Core Type (No Tile and Division)
Option 2 Complete Type (With Tiles and Rooms
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AYAKA Townhouse CORE Type - Saint Joseph Richfield Sta Rosa



 

 



AYAKA Saint Joseph Richfield Sta Rosa Laguna

Core / Bare Type  (No Tiles and Division)

OPTION 1 : DIRECT FINANCING Sample Computation

Total Contract Price : 1,350,000
Loanable Amount : P1,215,000
10% Downpayment: P 135,000.00
less: Reservation Fee : P10,000
Net Downpayment: 125,000
payable in 15 months @ P8,333.33/month


ESTIMATED MONTHLY AMORTIZATION
Loanable Amount = Php 1,215,000
Interest - 12%
Term - 15years to pay
EST. MONTHLY AMORT. - PHP 14,582.04 (Fixed for 3years; repricing thereafter)



OPTION 2 : PAG-IBIG FINANCING (HDMF)

Total Contract Price : 1,350,000
Loanable Amount : P910,000
Downpayment - P440,000
less: Reservation Fee : P10,000
Net Downpayment: 430,000
payable in 18 months @ P23,888.89/month

Mortgage redemption insurance (MRI) : P5,300

ESTIMATED MONTHLY AMORTIZATION
LOANABLE = Php 910,000
INTEREST  - 6.500%
TERM - 30 years to pay
EST. MONTHLY AMORT. - PHP 5,751.82 (Fixed for 1years; repricing thereafter)




OPTION 2 : BANK FINANCING (PNB) 15-85

Total Contract Price : 1,350,000
Loanable Amount : P1,147,500
Downpayment - P 202,500
Less: Reservation Fee : P10,000
Net Downpayment: P 192,500
payable in 15 months @ P12,883.33/month

Mortgage redemption insurance (MRI) : P4,640


ESTIMATED MONTHLY AMORTIZATION
LOANABLE = Php 1,147,500
INTEREST  - 5.95%
TERM - 20 years to pay
EST. MONTHLY AMORT. - PHP 8,187.98 (Fixed for 1years; repricing thereafter)

***Gross Monthly Income Required Php40,000


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MODEL UNIT / DRESSED UP UNIT




AYAKA Saint Joseph Richfield Sta Rosa Laguna



Complete Type  (with Tiles and Division)

OPTION 1 : DIRECT FINANCING (DF)
Total Contract Price : 1,550,000
Loanable Amount : P155,000
Reservation Fee : P20,000
Downpayment: 135,000
payable in 15 months @ P9,000/month

DF Monthly Amortization : P 16,473/month – 15 yrs to pay (1st 3yrs)

OPTION 2 : PAG-IBIG FINANCING (HDMF)
Total Contract Price : 1,550,000
Loanable Amount : P1,000,000
Reservation Fee : P20,000
Downpayment: 530,000
payable in 18 months @ P29,444.44/month

Pagibig Monthly Amortization : P 6,320.68/month – 30 yrs to pay (1st 3yrs)

OPTION 2 : BANK FINANCING (PNB) 15-85
Total Contract Price : 1,550,000
Loanable Amount : P1,000,000
15% Downpayment : 232,500
Reservation Fee : P20,000
Net Downpayment: 212,500
payable in 15 months @ P14,166.67/month

BANK (PNB) Monthly Amortization : P 9,401.01/month – 20 yrs to pay (1st yr 5.95%int)


LOCATION


How to get there
By Private Vehicle: Take SLEX passing thru Mamplasan Exit. From Pavilion Mall turn right; and turn left leading to Sta. Rosa Town Proper (Caltex Rotonda); then turn left at Amihan Village; take left turn going to Manguerra Resort and straight ahead to St. Joseph Richfield.
For commuters from Alabang:Take FX at Festival Mall thru SLEX via Carmona Exit and get off at Central Mall, Olivarez Binan, Laguna; then take a jeepney ride going to Sta. Rosa and get off at Amihan Village; take a tricycle ride going to the St Joseph Richfield.




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For Inquiries Call:
ELLEN REJANO 
REBL#0004041
0922.887.6447 / 0918.486.1533 / 0917.8216872
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EDITHA PAMAN - 0922.888.0454